Hi,
Whether you are just starting your own practice or growing the one you already have, you know how fast your financial obligations can add up. Employee salaries, rent, utilities, loans: How would you cover those expenses if you were disabled and couldn't work for months and months? How long could your practice survive if you weren't there practicing dentistry?
The Office Overhead Expense Plan can help keep your practice viable. Whether you return after a disability or choose to sell your practice - its marketable value can remain intact with good business overhead insurance from the ADA. If you become disabled, the Plan reimburses you for your business expenses. Separate from your Income Protection coverage that protects your income, Office Overhead Expense coverage could make the difference between keeping the doors of your practice open during a disability and having to close them permanently.
The ADA Office Overhead Expense Plan offers:
* Up to $25,000 in coverage of eligible business expenses
* Coverage starts with total or partial disability
* Locum tenens benefits
* Exclusive member-only rates